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Elderly and Home Care Services

Diaspora families paying for reliable care of parents at home is a fast-growing, referral-driven market.

01

Business structure

Trained caregivers and nurse aides placed in clients' homes for daily living support, medication reminders and companionship, billed monthly.

02

Capital requirements

All figures in Ghana Cedis (GHs). These are planning estimates — get quotes from local suppliers before committing money.

Clinical equipmentGHs 9,000 – GHs 67,500
Consumables and drug stockGHs 3,600 – GHs 27,000
Premises rent and fit-outGHs 5,000 – GHs 37,500
HeFRA licensing and professional feesGHs 2,400 – GHs 18,000
Total initial investmentGHs 20,000 – GHs 150,000
03

Licensing & permits

The compliance path in Ghana, from registration through to sector regulators.

  1. 1Reserve the name and register the business at the Office of the Registrar of Companies (ORC)
  2. 2Get a TIN linked to your Ghana Card and register for tax at the nearest GRA office
  3. 3Apply for a Business Operating Permit from your Metropolitan, Municipal or District Assembly
  4. 4Licence the facility with the Health Facilities Regulatory Agency (HeFRA)
  5. 5Register practitioners with their council (Medical & Dental, Nursing, Pharmacy Council)
  6. 6Apply for FDA authorisation before stocking or dispensing any medicines
04

Target market

  • Diaspora families paying from abroad
  • Post-discharge patients needing recovery support
  • Busy professional households
05

Risk assessment

01

One case of caregiver theft or neglect can end the business's reputation

02

Delayed NHIS reimbursements squeezing working capital

03

Malpractice exposure without proper indemnity cover

04

Difficulty retaining licensed clinical staff

05

High cost of imported equipment and consumables

06

Marketing strategies

  1. 1Build referral relationships with nearby clinics, pharmacies and CHPS compounds
  2. 2Run community screening days to introduce the facility
  3. 3Register with the major private health insurers and NHIS where eligible
  4. 4Keep an active Google Business Profile with opening hours and directions

Fees, levies and permit requirements change. Confirm the current position with the Office of the Registrar of Companies, the Ghana Revenue Authority and your Metropolitan, Municipal or District Assembly before you spend.

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