Retail
General Services
🛍️

E-commerce Store

Selling on Instagram, TikTok and Jumia costs little to start — delivery reliability and returns decide whether you survive.

01

Business structure

An online store sourcing from importers or local makers, selling through social platforms and marketplaces with dispatch delivery.

02

Capital requirements

All figures in Ghana Cedis (GHs). These are planning estimates — get quotes from local suppliers before committing money.

Equipment and fittingsGHs 2,000GHs 24,000
Opening stock or materialsGHs 1,300GHs 15,000
Shop rent and advanceGHs 1,200GHs 14,000
Registration, permits and signageGHs 600GHs 7,200
Total initial investmentGHs 5,000GHs 60,000
03

Licensing & permits

The compliance path in Ghana, from registration through to sector regulators.

  1. 1Reserve the name and register the business at the Office of the Registrar of Companies (ORC)
  2. 2Get a TIN linked to your Ghana Card and register for tax at the nearest GRA office
  3. 3Apply for a Business Operating Permit from your Metropolitan, Municipal or District Assembly
  4. 4Register the business and your staff with SSNIT once you start paying salaries
04

Target market

  • Social media shoppers in urban Ghana
  • Diaspora buying for family at home
  • Repeat WhatsApp customers
05

Risk assessment

01

Cedi depreciation raising the cost of anything imported

02

Assembly permit renewals and levies that many owners forget to budget for

03

Mixing business and personal cash until the books stop making sense

04

Crowded local competition pushing prices down

06

Marketing strategies

  1. 1Claim a Google Business Profile so people searching your area actually find you
  2. 2Run a WhatsApp Business catalogue — it is where most Ghanaian buyers close
  3. 3Print simple signage and flyers for the immediate neighbourhood
  4. 4Ask every satisfied customer for a referral and reward it

Fees, levies and permit requirements change. Confirm the current position with the Office of the Registrar of Companies, the Ghana Revenue Authority and your Metropolitan, Municipal or District Assembly before you spend.

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